As a business owner, you’ve poured your energy, expertise, and human capital into growing your company. At Retirement Nationwide, Jim Lusk, CFP®, CLU®, ChFC®, CLF®, M.Ed., and our experienced team specialize in helping entrepreneurs like you transform that hard work into lasting personal financial security.
We understand the unique challenges you face—balancing day-to-day operations, managing taxes, planning for business succession, and preparing for retirement without sacrificing growth. Our defensive retirement strategies provide clarity and protection so you can focus on what you do best: running your business.
Business owners face many challenges in their day-to-day lives, we can make things easier by helping with:
Business succession strategies
Converting human capital for retirement
Minimizing future taxes for retirement
Specialized Solutions for Business Owners
Business owners face distinct retirement planning needs that go beyond standard employee plans. We make complex decisions simpler by delivering customized support in key areas:
- Business Succession Strategies — Ensure a smooth transition that protects your company’s value and provides liquidity for retirement.
- Converting Human Capital for Retirement — Quantify and protect your greatest asset—your future earning power (Human Life Value)—and strategically convert it into reliable retirement income.
- Tax Diversity & Minimization — Build tax-efficient retirement streams through strategic use of pensions, 401(k)s, Roth options, and other vehicles to reduce future tax burdens.
- Pension Maximization & Optimization — For owners with defined benefit plans or self-employed structures, maximize lifetime income while protecting spouses and legacies.
Our approach integrates defensive financial planning principles—protecting against premature death, disability, long-term care, and market volatility—while aligning with your business goals.
Crafting success. Creating endless possibilities.
Essential planning. Proven management strategies. Leading retirement experts.
Why Business Owners Choose Retirement Nationwide
- Decades of specialized experience serving entrepreneurs, self-employed professionals, and business executives.
- Focus on tax diversity to help mitigate rising future taxes on retirement distributions.
- Comprehensive integration of Social Security maximization, defined benefit pension strategies, and private protection plans.
- Personalized guidance that respects your time—busy owners don’t have time to worry about retirement complexities.
Ready for a Retirement Plan Review?
We help business owners answer critical questions, such as:
“I would like to review my current retirement plan. What do I need?”
To get started, gather these key documents and details:
- Balance sheet (assets and liabilities)
- Current income from all sources, plus expected changes over the next 5 years
- Company 401(k), pension statements, or benefit estimates
- Social Security estimate (available at SSA.gov)
- Preferred retirement age
- Desired income replacement goal (specific amount or percentage of future income)
Our team will analyze your situation and deliver clear, actionable recommendations tailored to your business and personal objectives.
Defensive Retirement Strategies for Busy Business Owners
Defensive Retirement Strategies for people who don’t have time to worry!
Protect your business value, your family, and your legacy with proactive planning that transfers risk efficiently and maximizes after-tax retirement income.
Get in Touch
Ready to explore how tailored retirement planning can support your business succession and personal financial goals?
Contact us today to schedule a confidential consultation.
Phone: 509.850.1150
Email: jim@retirementnationwide.com
Address: Retirement Nationwide
15404 E Springfield Ave, Suite 101
Spokane Valley, WA 99037
